Lender in Mississippi · HMDA 2025
Union Home Mortgage Corp. mortgages in Mississippi
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Union Home Mortgage Corp. originated 266 owner-occupied single-family loans in Mississippi from 290 completed applications.
Its median conventional purchase loan costs were $5,590 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.375% (Mississippi: 6.625%).
Loans in MS
266
of 290 applications
Denial rate
5.0%
Purchase · MS 11.3%
Rate spread
+0.01 pts
Conv. · MS +0.26 pts
Loan amount
$255,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 169 | 5.0% | 6.375% | +0.01 pts | $5,590 | $255,000 |
| Refinance | 90 | 82 | 7.8% | 6.125% | −0.22 pts | $6,950 | $305,000 |
| Cash-out refinance | 20 | 15 | 20.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Panola County | 2 | 26 | 10.0% |
| Coahoma County | 3 | 5 | 7.0% |
| Quitman County | 4 | 2 | 10.5% |
| Tunica County | 5 | 2 | 6.5% |
| Tate County | 6 | 15 | 4.8% |
| Calhoun County | 6 | 4 | 4.9% |
| Choctaw County | 6 | 3 | 6.8% |
| Scott County | 7 | 8 | 4.8% |
| Marshall County | 9 | 12 | 2.4% |
| Oktibbeha County | 10 | 12 | 3.2% |
| Webster County | 10 | 2 | 3.0% |
| Rankin County | 16 | 38 | 1.6% |
| Clarke County | 16 | 2 | 1.6% |
| Simpson County | 17 | 3 | 1.6% |
| Neshoba County | 17 | 2 | 1.2% |
| DeSoto County | 19 | 49 | 1.5% |
| Tishomingo County | 19 | 2 | 1.1% |
| Tallahatchie County | 19 | 1 | 2.5% |
| Clay County | 21 | 2 | 1.7% |
| Washington County | 21 | 2 | 0.9% |
| Bolivar County | 22 | 2 | 1.2% |
| Alcorn County | 23 | 2 | 0.7% |
| Lowndes County | 25 | 5 | 0.8% |
- Union Home Mortgage Corp. nationwide
- Mississippi mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology