Lender in Oregon · HMDA 2025
Union Home Mortgage Corp. mortgages in Oregon
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Union Home Mortgage Corp. originated 547 owner-occupied single-family loans in Oregon from 578 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $6,920 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
547
of 578 applications
Denial rate
3.1%
Purchase · OR 5.7%
Rate spread
+0.30 pts
Conv. · OR +0.12 pts
Loan amount
$425,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 448 | 427 | 3.1% | 6.625% | +0.30 pts | $6,920 | $425,000 |
| Refinance | 88 | 82 | 3.4% | 6.125% | +0.17 pts | $5,780 | $435,000 |
| Cash-out refinance | 42 | 38 | 7.1% | 6.875% | +0.67 pts | $6,890 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hood River County | 3 | 14 | 7.9% |
| Clatsop County | 5 | 21 | 4.4% |
| Benton County | 8 | 24 | 3.4% |
| Wasco County | 8 | 9 | 3.7% |
| Lincoln County | 9 | 11 | 2.3% |
| Tillamook County | 9 | 8 | 2.8% |
| Yamhill County | 12 | 28 | 2.3% |
| Multnomah County | 16 | 110 | 1.3% |
| Marion County | 16 | 59 | 1.7% |
| Linn County | 16 | 28 | 1.8% |
| Columbia County | 17 | 7 | 1.0% |
| Washington County | 18 | 102 | 1.4% |
| Clackamas County | 21 | 56 | 1.1% |
| Polk County | 21 | 14 | 1.3% |
| Klamath County | 21 | 9 | 1.1% |
- Union Home Mortgage Corp. nationwide
- Oregon mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology