Lender in Colorado · HMDA 2025
USAA Federal Savings Bank mortgages in Colorado
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
USAA Federal Savings Bank originated 203 owner-occupied single-family loans in Colorado from 351 completed applications.
Its median conventional purchase loan costs were $4,090 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
203
of 351 applications
Denial rate
40.4%
Purchase · CO 6.3%
Rate spread
+0.03 pts
Conv. · CO +0.04 pts
Loan amount
$445,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 275 | 162 | 40.4% | 6.625% | +0.03 pts | $4,090 | $445,000 |
| Refinance | 28 | 14 | 50.0% | — | — | — | — |
| Cash-out refinance | 48 | 27 | 41.7% | — | — | — | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Huerfano County | 9 | 2 | 3.6% |
| Costilla County | 17 | 1 | 3.6% |
| Prowers County | 22 | 1 | 1.2% |
- USAA Federal Savings Bank nationwide
- Colorado mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology