Lender in Oklahoma · HMDA 2025
USAA Federal Savings Bank mortgages in Oklahoma
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
USAA Federal Savings Bank originated 268 owner-occupied single-family loans in Oklahoma from 392 completed applications.
Its median conventional purchase loan costs were $4,760 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
268
of 392 applications
Denial rate
30.1%
Purchase · OK 7.6%
Rate spread
+0.11 pts
Conv. · OK +0.21 pts
Loan amount
$275,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 336 | 235 | 30.1% | 6.625% | +0.11 pts | $4,760 | $275,000 |
| Refinance | 20 | 13 | 35.0% | — | — | — | — |
| Cash-out refinance | 36 | 20 | 38.9% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Comanche County | 12 | 27 | 1.6% |
| Jackson County | 12 | 6 | 2.0% |
| Murray County | 13 | 4 | 2.8% |
| Garfield County | 14 | 10 | 1.6% |
| Beaver County | 14 | 1 | 4.5% |
| Noble County | 16 | 2 | 2.5% |
| Coal County | 20 | 1 | 3.3% |
| Pottawatomie County | 21 | 9 | 1.0% |
| Okmulgee County | 21 | 5 | 1.5% |
| McCurtain County | 21 | 2 | 1.5% |
| Cherokee County | 22 | 4 | 1.0% |
| Pittsburg County | 22 | 3 | 0.8% |
| Marshall County | 22 | 2 | 1.4% |
| Stephens County | 24 | 4 | 0.9% |
| Washington County | 25 | 4 | 0.7% |
| Pushmataha County | 25 | 1 | 1.6% |
- USAA Federal Savings Bank nationwide
- Oklahoma mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology