Lender in New Mexico · HMDA 2025
Veterans United Home Loans mortgages in New Mexico
Veterans United Home Loans's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Veterans United Home Loans originated 756 owner-occupied single-family loans in New Mexico from 996 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $2,640 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
756
of 996 applications
Denial rate
6.4%
Purchase · NM 8.3%
Rate spread
+0.14 pts
Conv. · NM +0.18 pts
Loan amount
$305,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 655 | 607 | 6.4% | 6.625% | +0.14 pts | $2,640 | $305,000 |
| Refinance | 210 | 118 | 43.3% | — | — | — | $285,000 |
| Cash-out refinance | 131 | 31 | 76.3% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Veterans United Home Loans ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Otero County | 2 | 99 | 13.2% |
| Curry County | 2 | 75 | 12.7% |
| Roosevelt County | 3 | 16 | 10.4% |
| Colfax County | 3 | 8 | 8.4% |
| Mora County | 3 | 1 | 20.0% |
| McKinley County | 4 | 11 | 8.0% |
| Lincoln County | 4 | 10 | 6.4% |
| Torrance County | 4 | 7 | 6.4% |
| Socorro County | 4 | 5 | 5.9% |
| Eddy County | 5 | 30 | 4.2% |
| Grant County | 5 | 8 | 4.8% |
| Luna County | 5 | 8 | 6.0% |
| Hidalgo County | 5 | 1 | 7.7% |
| Chaves County | 6 | 22 | 3.8% |
| Quay County | 6 | 2 | 6.3% |
| Guadalupe County | 6 | 1 | 5.3% |
| Doña Ana County | 7 | 69 | 2.8% |
| Taos County | 7 | 7 | 3.5% |
| San Miguel County | 7 | 5 | 4.7% |
| Valencia County | 8 | 48 | 4.2% |
| Sierra County | 8 | 3 | 3.8% |
| Union County | 8 | 1 | 5.9% |
| Los Alamos County | 9 | 8 | 2.2% |
| Rio Arriba County | 9 | 4 | 3.1% |
| Bernalillo County | 10 | 164 | 2.0% |
| San Juan County | 10 | 23 | 2.7% |
| Lea County | 10 | 14 | 2.6% |
| Sandoval County | 11 | 78 | 2.5% |
| Santa Fe County | 16 | 28 | 1.7% |
- Veterans United Home Loans nationwide
- New Mexico mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology