Lender in South Dakota · HMDA 2025
Veterans United Home Loans mortgages in South Dakota
Veterans United Home Loans's 2025 home-purchase and refinance lending in South Dakota, compared with all lenders in the state.
Veterans United Home Loans originated 291 owner-occupied single-family loans in South Dakota from 388 completed applications, making it the state's #12 lender by volume.
Loans in SD
291
of 388 applications
Denial rate
9.3%
Purchase · SD 6.9%
Rate spread
—
Conv. · SD +0.03 pts
Loan amount
$315,000
Purchase · SD $285,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 268 | 241 | 9.3% | — | — | — | $315,000 |
| Refinance | 60 | 37 | 35.0% | — | — | — | $305,000 |
| Cash-out refinance | 60 | 13 | 78.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Dakota counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 1 | 1 | 50.0% |
| Mellette County | 1 | 1 | 100.0% |
| Tripp County | 2 | 3 | 10.0% |
| Marshall County | 3 | 2 | 9.5% |
| Jones County | 3 | 1 | 25.0% |
| Gregory County | 4 | 2 | 7.4% |
| Clay County | 5 | 5 | 3.7% |
| Deuel County | 5 | 2 | 4.9% |
| Sully County | 5 | 1 | 5.9% |
| Brookings County | 6 | 9 | 2.7% |
| Custer County | 6 | 6 | 5.2% |
| Beadle County | 6 | 3 | 2.1% |
| Pennington County | 7 | 86 | 4.8% |
| Meade County | 7 | 20 | 4.1% |
| Brown County | 7 | 11 | 3.6% |
| Hughes County | 7 | 7 | 3.6% |
| Lake County | 7 | 5 | 3.4% |
| Fall River County | 7 | 4 | 3.6% |
| Grant County | 7 | 2 | 2.5% |
| Aurora County | 7 | 1 | 5.9% |
| Potter County | 7 | 1 | 5.9% |
| Stanley County | 7 | 1 | 4.3% |
| Union County | 8 | 8 | 3.4% |
| Bon Homme County | 8 | 2 | 3.6% |
| Kingsbury County | 8 | 2 | 3.4% |
| Hanson County | 9 | 1 | 2.9% |
| Lawrence County | 10 | 11 | 3.0% |
| Butte County | 10 | 5 | 3.3% |
| Hamlin County | 10 | 2 | 2.4% |
| Davison County | 11 | 4 | 1.8% |
- Veterans United Home Loans nationwide
- South Dakota mortgage market
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- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology