Lender in Washington · HMDA 2025
Veterans United Home Loans mortgages in Washington
Veterans United Home Loans's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Veterans United Home Loans originated 1,423 owner-occupied single-family loans in Washington from 2,000 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $2,140 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
1,423
of 2,000 applications
Denial rate
6.6%
Purchase · WA 5.9%
Rate spread
+0.17 pts
Conv. · WA +0.10 pts
Loan amount
$465,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,220 | 1,130 | 6.6% | 6.500% | +0.17 pts | $2,140 | $465,000 |
| Refinance | 446 | 206 | 53.4% | — | — | — | $435,000 |
| Cash-out refinance | 334 | 87 | 73.4% | — | — | — | $435,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 4 | 8 | 4.6% |
| Garfield County | 4 | 2 | 6.1% |
| Island County | 5 | 58 | 4.6% |
| Grays Harbor County | 5 | 37 | 3.5% |
| Okanogan County | 6 | 11 | 3.4% |
| Thurston County | 7 | 135 | 3.1% |
| Pacific County | 7 | 9 | 3.1% |
| Kitsap County | 8 | 123 | 2.9% |
| Cowlitz County | 9 | 40 | 2.3% |
| Mason County | 9 | 25 | 2.5% |
| Clallam County | 9 | 22 | 2.4% |
| Adams County | 9 | 4 | 2.3% |
| Pierce County | 11 | 280 | 2.1% |
| Grant County | 11 | 21 | 1.9% |
| Walla Walla County | 11 | 12 | 1.8% |
| Whitman County | 11 | 9 | 2.1% |
| Pend Oreille County | 11 | 3 | 1.9% |
| Ferry County | 12 | 1 | 2.6% |
| Yakima County | 13 | 36 | 1.6% |
| Lewis County | 13 | 24 | 2.1% |
| Asotin County | 13 | 7 | 2.4% |
| Spokane County | 14 | 144 | 1.9% |
| Jefferson County | 14 | 6 | 1.8% |
| Skamania County | 14 | 3 | 1.9% |
| Stevens County | 17 | 7 | 1.5% |
| Kittitas County | 18 | 10 | 1.5% |
| Douglas County | 20 | 7 | 1.3% |
| Whatcom County | 21 | 27 | 1.1% |
| Wahkiakum County | 21 | 1 | 1.7% |
| Benton County | 22 | 33 | 1.0% |
- Veterans United Home Loans nationwide
- Washington mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology