Lender in West Virginia · HMDA 2025
Veterans United Home Loans mortgages in West Virginia
Veterans United Home Loans's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Veterans United Home Loans originated 714 owner-occupied single-family loans in West Virginia from 984 completed applications, making it the state's #3 lender by volume.
Loans in WV
714
of 984 applications
Denial rate
9.1%
Purchase · WV 9.4%
Rate spread
—
Conv. · WV +0.16 pts
Loan amount
$235,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 671 | 601 | 9.1% | — | — | — | $235,000 |
| Refinance | 142 | 80 | 42.3% | — | — | — | $245,000 |
| Cash-out refinance | 171 | 33 | 80.7% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Veterans United Home Loans ranks in the top 25
Showing the 30 counties where it ranks highest, of 52.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Doddridge County | 1 | 3 | 13.0% |
| Mercer County | 3 | 30 | 7.5% |
| Preston County | 3 | 14 | 6.3% |
| Upshur County | 3 | 12 | 8.1% |
| Wetzel County | 3 | 11 | 9.3% |
| Pocahontas County | 3 | 6 | 13.3% |
| Wirt County | 3 | 3 | 10.7% |
| Hancock County | 4 | 22 | 7.8% |
| Hampshire County | 4 | 18 | 6.0% |
| Brooke County | 4 | 9 | 5.3% |
| Logan County | 4 | 9 | 5.5% |
| Randolph County | 4 | 8 | 5.6% |
| Summers County | 4 | 5 | 7.1% |
| Braxton County | 4 | 4 | 7.0% |
| Pleasants County | 4 | 3 | 5.7% |
| Mineral County | 5 | 15 | 5.0% |
| Greenbrier County | 5 | 14 | 4.8% |
| Jackson County | 5 | 14 | 6.5% |
| Fayette County | 5 | 13 | 5.1% |
| Nicholas County | 5 | 13 | 9.0% |
| Boone County | 5 | 7 | 6.7% |
| Lewis County | 5 | 6 | 6.3% |
| Barbour County | 5 | 3 | 4.0% |
| Clay County | 5 | 3 | 6.4% |
| Webster County | 5 | 2 | 6.9% |
| Wood County | 6 | 44 | 5.3% |
| Raleigh County | 6 | 39 | 5.2% |
| Harrison County | 6 | 29 | 4.8% |
| Morgan County | 6 | 13 | 4.3% |
| Mason County | 6 | 10 | 6.0% |
- Veterans United Home Loans nationwide
- West Virginia mortgage market
- Veterans United Home Loans in Texas
- Veterans United Home Loans in Florida
- Veterans United Home Loans in Virginia
- Veterans United Home Loans in North Carolina
- Veterans United Home Loans in Georgia
- Veterans United Home Loans in Ohio
- Veterans United Home Loans in Tennessee
- Veterans United Home Loans in Illinois
- Veterans United Home Loans in Missouri
- Veterans United Home Loans in Pennsylvania
- Veterans United Home Loans in California
- Veterans United Home Loans in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology