Lender in Oregon · HMDA 2025
Wells Fargo Bank, N.A. mortgages in Oregon
Wells Fargo Bank, N.A.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Wells Fargo Bank, N.A. originated 369 owner-occupied single-family loans in Oregon from 460 completed applications.
Its median conventional purchase loan costs were $5,860 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.25% (Oregon: 6.625%).
Loans in OR
369
of 460 applications
Denial rate
14.1%
Purchase · OR 5.7%
Rate spread
−0.16 pts
Conv. · OR +0.12 pts
Loan amount
$405,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 290 | 249 | 14.1% | 6.250% | −0.16 pts | $5,860 | $405,000 |
| Refinance | 26 | 21 | 19.2% | — | −0.11 pts | $4,670 | $315,000 |
| Cash-out refinance | 144 | 99 | 31.3% | 6.750% | +0.20 pts | $5,380 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Wells Fargo Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 6 | 8 | 2.9% |
| Multnomah County | 22 | 83 | 1.0% |
| Clackamas County | 22 | 53 | 1.1% |
| Washington County | 23 | 82 | 1.1% |
| Jackson County | 25 | 22 | 0.9% |
- Wells Fargo Bank, N.A. nationwide
- Oregon mortgage market
- Wells Fargo Bank, N.A. in California
- Wells Fargo Bank, N.A. in New York
- Wells Fargo Bank, N.A. in Texas
- Wells Fargo Bank, N.A. in Florida
- Wells Fargo Bank, N.A. in North Carolina
- Wells Fargo Bank, N.A. in New Jersey
- Wells Fargo Bank, N.A. in Pennsylvania
- Wells Fargo Bank, N.A. in Washington
- Wells Fargo Bank, N.A. in Minnesota
- Wells Fargo Bank, N.A. in Georgia
- Wells Fargo Bank, N.A. in Virginia
- Wells Fargo Bank, N.A. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology