Lender in Georgia · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Georgia
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 1,741 owner-occupied single-family loans in Georgia from 2,027 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $4,590 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.49% (Georgia: 6.624%).
Loans in GA
1,741
of 2,027 applications
Denial rate
11.5%
Purchase · GA 9.9%
Rate spread
−0.08 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,399 | 1,215 | 11.5% | 6.490% | −0.08 pts | $4,590 | $315,000 |
| Refinance | 190 | 167 | 8.9% | 6.375% | −0.14 pts | $2,890 | $315,000 |
| Cash-out refinance | 438 | 359 | 14.2% | 6.500% | +0.18 pts | $5,830 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Talbot County | 2 | 3 | 6.4% |
| Fulton County | 5 | 337 | 2.4% |
| DeKalb County | 5 | 233 | 2.5% |
| Taliaferro County | 6 | 1 | 12.5% |
| Cobb County | 7 | 213 | 2.0% |
| Sumter County | 7 | 4 | 2.5% |
| Echols County | 7 | 1 | 11.1% |
| Gwinnett County | 9 | 192 | 1.6% |
| Clayton County | 9 | 63 | 2.0% |
| Chatham County | 12 | 78 | 1.7% |
| Rockdale County | 13 | 26 | 1.6% |
| Brooks County | 14 | 3 | 2.4% |
| Fayette County | 15 | 29 | 1.6% |
| Irwin County | 15 | 1 | 2.4% |
| Douglas County | 16 | 33 | 1.4% |
| Habersham County | 17 | 8 | 1.2% |
| Putnam County | 19 | 4 | 1.3% |
| Tift County | 20 | 4 | 1.1% |
| McDuffie County | 21 | 3 | 1.3% |
| Macon County | 21 | 1 | 2.8% |
| Coweta County | 22 | 30 | 1.1% |
| Newton County | 23 | 20 | 1.1% |
| Coffee County | 23 | 2 | 1.1% |
| Bibb County | 24 | 16 | 1.0% |
| Lowndes County | 25 | 14 | 0.8% |
| Bryan County | 25 | 8 | 0.6% |
| Dougherty County | 25 | 5 | 0.9% |
| Wayne County | 25 | 3 | 0.9% |
- JPMorgan Chase Bank, N.A. nationwide
- Georgia mortgage market
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- JPMorgan Chase Bank, N.A. in Ohio
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- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
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- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology