Lender in Virginia · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in Virginia
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 1,189 owner-occupied single-family loans in Virginia from 1,332 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $4,650 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
1,189
of 1,332 applications
Denial rate
8.2%
Purchase · VA 6.9%
Rate spread
−0.06 pts
Conv. · VA +0.10 pts
Loan amount
$345,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 977 | 888 | 8.2% | 6.500% | −0.06 pts | $4,650 | $345,000 |
| Refinance | 186 | 164 | 10.2% | 6.375% | −0.13 pts | $650 | $435,000 |
| Cash-out refinance | 169 | 137 | 17.2% | 6.625% | +0.24 pts | $5,380 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond city | 4 | 107 | 4.3% |
| Petersburg city | 7 | 14 | 2.9% |
| Arlington County | 8 | 54 | 2.5% |
| Williamsburg city | 9 | 4 | 3.6% |
| Fairfax city | 10 | 8 | 2.0% |
| Henrico County | 13 | 105 | 2.1% |
| Danville city | 13 | 5 | 1.6% |
| Albemarle County | 14 | 26 | 1.8% |
| Hampton city | 15 | 30 | 1.2% |
| Alexandria city | 16 | 41 | 2.1% |
| Fairfax County | 19 | 182 | 1.4% |
| Wise County | 19 | 2 | 1.2% |
| Falls Church city | 20 | 3 | 1.6% |
| Prince William County | 21 | 70 | 1.0% |
| Norfolk city | 21 | 40 | 1.1% |
| Suffolk city | 21 | 26 | 1.1% |
| Lexington city | 21 | 1 | 2.5% |
| Newport News city | 22 | 24 | 1.0% |
| Pittsylvania County | 23 | 5 | 1.0% |
| Madison County | 23 | 3 | 1.6% |
| Mecklenburg County | 23 | 3 | 1.0% |
| Franklin city | 23 | 2 | 1.1% |
| Buchanan County | 23 | 1 | 1.8% |
| Halifax County | 24 | 3 | 1.1% |
| Loudoun County | 25 | 73 | 1.0% |
| Portsmouth city | 25 | 15 | 0.7% |
- JPMorgan Chase Bank, N.A. nationwide
- Virginia mortgage market
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- JPMorgan Chase Bank, N.A. in Ohio
- JPMorgan Chase Bank, N.A. in New Jersey
- JPMorgan Chase Bank, N.A. in Michigan
- JPMorgan Chase Bank, N.A. in Indiana
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- JPMorgan Chase Bank, N.A. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology