Lender in West Virginia · HMDA 2025
JPMorgan Chase Bank, N.A. mortgages in West Virginia
JPMorgan Chase Bank, N.A.'s 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
JPMorgan Chase Bank, N.A. originated 213 owner-occupied single-family loans in West Virginia from 253 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $3,400 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.50% (West Virginia: 6.624%).
Loans in WV
213
of 253 applications
Denial rate
14.9%
Purchase · WV 9.4%
Rate spread
+0.12 pts
Conv. · WV +0.16 pts
Loan amount
$195,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 175 | 148 | 14.9% | 6.500% | +0.12 pts | $3,400 | $195,000 |
| Refinance | 23 | 17 | 26.1% | — | — | — | — |
| Cash-out refinance | 55 | 48 | 12.7% | 7.250% | +0.72 pts | $3,690 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where JPMorgan Chase Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Doddridge County | 4 | 2 | 8.7% |
| Ohio County | 7 | 13 | 3.7% |
| Randolph County | 8 | 4 | 2.8% |
| Fayette County | 9 | 10 | 3.9% |
| Wayne County | 9 | 9 | 3.3% |
| Cabell County | 10 | 24 | 2.8% |
| Lewis County | 10 | 3 | 3.1% |
| Raleigh County | 11 | 15 | 2.0% |
| Clay County | 12 | 1 | 2.1% |
| Wirt County | 12 | 1 | 3.6% |
| Putnam County | 13 | 19 | 2.6% |
| Monroe County | 14 | 3 | 2.6% |
| Upshur County | 15 | 3 | 2.0% |
| Lincoln County | 15 | 2 | 2.8% |
| Logan County | 15 | 2 | 1.2% |
| Kanawha County | 17 | 29 | 1.7% |
| Pocahontas County | 17 | 1 | 2.2% |
| Nicholas County | 18 | 2 | 1.4% |
| Tyler County | 18 | 1 | 2.5% |
| Monongalia County | 19 | 15 | 1.4% |
| Harrison County | 19 | 8 | 1.3% |
| Mason County | 20 | 2 | 1.2% |
| Marion County | 22 | 5 | 0.9% |
| Pendleton County | 22 | 1 | 1.8% |
| Grant County | 24 | 1 | 1.1% |
| Wood County | 25 | 7 | 0.8% |
- JPMorgan Chase Bank, N.A. nationwide
- West Virginia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology