Mason McDuffie Mortgage Corporation: 2025 mortgage rates, costs & approvals
How Mason McDuffie Mortgage Corporation priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: MASON MCDUFFIE MORTGAGE CORPORATION · LEI 549300UB5TJ0YPVPT503
In 2025, Mason McDuffie Mortgage Corporation originated 2,176 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 27 states — 262nd by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 11 basis points above the national median. Median conventional loan costs were $6,750, 21% higher than the national median ($5,570).
It denied 4.0% of completed home-purchase applications (all lenders: 8.5%).
How Mason McDuffie Mortgage Corporation priced home-purchase loans
| Purchase loans, 2025 | Mason McDuffie Mortgage Corporation | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.750% | 6.625% |
| 30-year fixed rate · FHA | 6.375% | 6.250% |
| 30-year fixed rate · VA | 6.250% | 6.125% |
| 15-year fixed rate · conventional | 5.990% | 5.875% |
| Rate spread vs. APOR · conventional | +0.24 pts | +0.13 pts |
| Total loan costs · conventional | $6,750 | $5,570 |
| Total loan costs · FHA | $12,870 | $11,310 |
| Total loan costs · VA | $10,740 | $6,490 |
| Origination charges (all types) | $3,160 | $1,860 |
| Borrowers paying discount points | 74.2% | 51.3% |
| Points paid, when paid (% of loan) | 0.76% | 0.87% |
| Borrowers receiving lender credits | 44.4% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Mason McDuffie Mortgage Corporation denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Mason McDuffie Mortgage Corporation lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| California | 699 | 753 | 6.3% | 6.625% | $7,920 |
| Minnesota | 289 | 296 | 1.9% | 6.625% | $7,080 |
| Texas | 190 | 195 | 2.4% | 6.624% | $7,860 |
| Washington | 186 | 195 | 3.8% | 6.750% | $6,520 |
| Nevada | 151 | 156 | 1.5% | 6.875% | $6,360 |
| Oregon | 150 | 159 | 3.7% | 6.875% | $6,430 |
| Tennessee | 103 | 110 | 5.4% | 6.625% | $4,120 |
| Colorado | 86 | 86 | 0.0% | 6.750% | $5,260 |
| Arizona | 73 | 77 | 4.3% | 6.625% | $5,760 |
| Idaho | 42 | 43 | 0.0% | 6.750% | $8,390 |
| North Carolina | 41 | 42 | 0.0% | 6.750% | $3,990 |
| Hawaii | 34 | 39 | 11.1% | — | — |
| Florida | 34 | 37 | 9.7% | — | $6,260 |
| Arkansas | 23 | 23 | — | — | — |
| Virginia | 19 | 22 | — | — | — |
| Utah | 14 | 16 | — | — | — |
| Wisconsin | 13 | 13 | — | — | — |
| New Mexico | 8 | 8 | — | — | — |
| Georgia | 6 | 6 | — | — | — |
| Alabama | 4 | 4 | — | — | — |
| South Carolina | 3 | 4 | — | — | — |
| Oklahoma | 3 | 3 | — | — | — |
| Illinois | 1 | 1 | — | — | — |
| Kentucky | 1 | 1 | — | — | — |
| Louisiana | 1 | 1 | — | — | — |
| Montana | 1 | 1 | — | — | — |
| New Jersey | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Mason McDuffie Mortgage Corporation's page for that state.
Counties where Mason McDuffie Mortgage Corporation is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Douglas County, NV | 3 | 52 | 7.2% |
| Overton County, TN | 4 | 15 | 5.6% |
| Glenn County, CA | 5 | 11 | 5.5% |
| Jackson County, TN | 3 | 6 | 4.8% |
| Butte County, CA | 5 | 92 | 4.8% |
| Putnam County, TN | 6 | 47 | 4.3% |
| Santa Cruz County, CA | 5 | 68 | 4.1% |
| Klamath County, OR | 8 | 32 | 4.0% |
| White County, TN | 6 | 15 | 3.5% |
| Del Norte County, CA | 7 | 6 | 3.5% |
| Mendocino County, CA | 8 | 15 | 3.0% |
| Kittson County, MN | 14 | 1 | 2.9% |
| Tuolumne County, CA | 6 | 12 | 2.1% |
| Carson City, NV | 9 | 14 | 2.1% |
| Amador County, CA | 13 | 10 | 2.0% |
Check Mason McDuffie Mortgage Corporation yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300UB5TJ0YPVPT503.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Mason McDuffie Mortgage Corporation with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology