Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Oregon · HMDA 2025

Plaza Home Mortgage, Inc. mortgages in Oregon

Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.

Plaza Home Mortgage, Inc. originated 203 owner-occupied single-family loans in Oregon from 265 completed applications.

Its median conventional purchase loan costs were $9,990 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).

Loans in OR
203
of 265 applications
Denial rate
21.7%
Purchase · OR 5.7%
Rate spread
+0.22 pts
Conv. · OR +0.12 pts
Loan amount
$415,000
Purchase · OR $415,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase20315721.7%6.625%+0.22 pts$9,990$415,000
Refinance272314.8%———$415,000
Cash-out refinance352331.4%———$345,000

*Conventional loans only; medians with at least 20 loans.

Oregon counties where Plaza Home Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Polk County7252.3%
Sherman County715.3%
Douglas County21131.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology