Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in South Carolina · HMDA 2025

Plaza Home Mortgage, Inc. mortgages in South Carolina

Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.

Plaza Home Mortgage, Inc. originated 216 owner-occupied single-family loans in South Carolina from 275 completed applications.

Its median conventional purchase loan costs were $6,810 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.50% (South Carolina: 6.624%).

Loans in SC
216
of 275 applications
Denial rate
14.3%
Purchase · SC 8.8%
Rate spread
+0.10 pts
Conv. · SC +0.12 pts
Loan amount
$275,000
Purchase · SC $295,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase21718614.3%6.500%+0.10 pts$6,810$275,000
Refinance231334.8%————
Cash-out refinance351751.4%————

*Conventional loans only; medians with at least 20 loans.

South Carolina counties where Plaza Home Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Fairfield County2031.7%
Oconee County23100.9%
Greenwood County2560.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology