Premier Mortgage Resources, L.L.C.: 2025 mortgage rates, costs & approvals
How Premier Mortgage Resources, L.L.C. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: PREMIER MORTGAGE RESOURCES, L.L.C. · LEI 549300B4IYL7TZT8FA34
In 2025, Premier Mortgage Resources, L.L.C. originated 4,425 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 40 states — 147th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 9 basis points above the national median. Median conventional loan costs were $7,190, 29% higher than the national median ($5,570).
It denied 2.7% of completed home-purchase applications (all lenders: 8.5%).
How Premier Mortgage Resources, L.L.C. priced home-purchase loans
| Purchase loans, 2025 | Premier Mortgage Resources, L.L.C. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.625% | 6.625% |
| 30-year fixed rate · FHA | 6.250% | 6.250% |
| 30-year fixed rate · VA | 6.125% | 6.125% |
| 15-year fixed rate · conventional | 5.990% | 5.875% |
| Rate spread vs. APOR · conventional | +0.22 pts | +0.13 pts |
| Total loan costs · conventional | $7,190 | $5,570 |
| Total loan costs · FHA | $13,630 | $11,310 |
| Total loan costs · VA | $10,420 | $6,490 |
| Origination charges (all types) | $4,070 | $1,860 |
| Borrowers paying discount points | 78.1% | 51.3% |
| Points paid, when paid (% of loan) | 1.22% | 0.87% |
| Borrowers receiving lender credits | 18.1% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Premier Mortgage Resources, L.L.C. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Premier Mortgage Resources, L.L.C. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Idaho | 1,270 | 1,320 | 1.8% | 6.375% | $8,460 |
| California | 496 | 508 | 1.7% | 6.625% | $7,610 |
| Washington | 460 | 472 | 2.0% | 6.625% | $7,800 |
| Georgia | 378 | 396 | 2.6% | 6.625% | $7,840 |
| Nevada | 251 | 258 | 1.7% | 6.500% | $9,150 |
| Oregon | 196 | 202 | 1.1% | 6.625% | $7,750 |
| Missouri | 156 | 162 | 2.1% | 6.750% | $3,920 |
| Utah | 142 | 146 | 2.6% | 6.750% | $4,980 |
| Texas | 131 | 134 | 2.4% | 6.500% | $7,290 |
| Illinois | 130 | 138 | 4.6% | 6.750% | $4,480 |
| Tennessee | 100 | 108 | 6.1% | 6.875% | $6,050 |
| South Carolina | 87 | 89 | 0.0% | 6.625% | $4,660 |
| North Carolina | 83 | 87 | 4.2% | 6.500% | $5,240 |
| Mississippi | 70 | 78 | 9.5% | — | — |
| Indiana | 60 | 64 | 5.1% | 6.625% | $5,180 |
| Alabama | 59 | 69 | 9.8% | 6.875% | $4,380 |
| Minnesota | 57 | 60 | 1.9% | 6.875% | $6,710 |
| Florida | 50 | 50 | 0.0% | — | — |
| Arkansas | 41 | 43 | 2.7% | — | — |
| Virginia | 33 | 38 | 11.8% | — | — |
| Montana | 30 | 30 | 0.0% | — | — |
| Maryland | 27 | 32 | 15.6% | — | — |
| Massachusetts | 24 | 24 | 0.0% | — | — |
| Colorado | 18 | 19 | — | — | — |
| Arizona | 16 | 23 | — | — | — |
| Michigan | 13 | 13 | — | — | — |
| Hawaii | 12 | 13 | — | — | — |
| Kentucky | 9 | 9 | — | — | — |
| Oklahoma | 7 | 8 | — | — | — |
| Iowa | 3 | 3 | — | — | — |
| Kansas | 3 | 3 | — | — | — |
| Wyoming | 3 | 3 | — | — | — |
| New Hampshire | 2 | 2 | — | — | — |
| Pennsylvania | 2 | 2 | — | — | — |
| South Dakota | 2 | 2 | — | — | — |
| New Mexico | 1 | 1 | — | — | — |
| Ohio | 1 | 1 | — | — | — |
| Wisconsin | 1 | 1 | — | — | — |
| West Virginia | 1 | 1 | — | — | — |
| New Jersey | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Premier Mortgage Resources, L.L.C.'s page for that state.
Counties where Premier Mortgage Resources, L.L.C. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Esmeralda County, NV | 1 | 1 | 50.0% |
| Woodruff County, AR | 1 | 6 | 20.0% |
| Carbon County, UT | 1 | 55 | 16.6% |
| Modoc County, CA | 2 | 7 | 15.9% |
| Elmore County, ID | 1 | 87 | 14.9% |
| Jerome County, ID | 1 | 50 | 14.8% |
| Gooding County, ID | 1 | 22 | 14.4% |
| Lassen County, CA | 1 | 34 | 14.0% |
| Walla Walla County, WA | 2 | 90 | 13.8% |
| Lincoln County, ID | 2 | 7 | 12.1% |
| Stephens County, GA | 1 | 42 | 11.2% |
| Minidoka County, ID | 4 | 31 | 9.8% |
| Twin Falls County, ID | 4 | 135 | 9.1% |
| Monroe County, AR | 3 | 2 | 9.1% |
| Mitchell County, TX | 3 | 4 | 8.5% |
Check Premier Mortgage Resources, L.L.C. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300B4IYL7TZT8FA34.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Premier Mortgage Resources, L.L.C. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology