Lender in California · HMDA 2025
Primelending, a Plainscapital Company mortgages in California
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 890 owner-occupied single-family loans in California from 1,089 completed applications.
Its median conventional purchase loan costs were $9,540 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
890
of 1,089 applications
Denial rate
5.1%
Purchase · CA 8.9%
Rate spread
+0.22 pts
Conv. · CA +0.09 pts
Loan amount
$495,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 874 | 739 | 5.1% | 6.625% | +0.22 pts | $9,540 | $495,000 |
| Refinance | 139 | 96 | 19.4% | 6.490% | +0.07 pts | $5,830 | $625,000 |
| Cash-out refinance | 76 | 55 | 21.1% | 6.875% | +0.34 pts | $5,860 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Imperial County | 3 | 90 | 7.9% |
| Yolo County | 4 | 64 | 3.9% |
| Colusa County | 5 | 8 | 5.4% |
| Tehama County | 6 | 22 | 4.3% |
| Shasta County | 10 | 50 | 2.5% |
| Monterey County | 15 | 35 | 1.6% |
| Plumas County | 16 | 2 | 1.0% |
| Glenn County | 20 | 2 | 1.0% |
| Stanislaus County | 21 | 47 | 1.0% |
- Primelending, a Plainscapital Company nationwide
- California mortgage market
- Primelending, a Plainscapital Company in Texas
- Primelending, a Plainscapital Company in South Carolina
- Primelending, a Plainscapital Company in Missouri
- Primelending, a Plainscapital Company in New York
- Primelending, a Plainscapital Company in Ohio
- Primelending, a Plainscapital Company in Florida
- Primelending, a Plainscapital Company in Pennsylvania
- Primelending, a Plainscapital Company in Illinois
- Primelending, a Plainscapital Company in Washington
- Primelending, a Plainscapital Company in Arizona
- Primelending, a Plainscapital Company in Kansas
- Primelending, a Plainscapital Company in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology