Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Ohio · HMDA 2025

Primelending, a Plainscapital Company mortgages in Ohio

Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.

Primelending, a Plainscapital Company originated 970 owner-occupied single-family loans in Ohio from 1,093 completed applications.

Its median conventional purchase loan costs were $5,040 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).

Loans in OH
970
of 1,093 applications
Denial rate
3.3%
Purchase · OH 7.1%
Rate spread
+0.43 pts
Conv. · OH +0.22 pts
Loan amount
$235,000
Purchase · OH $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase9918863.3%6.875%+0.43 pts$5,040$235,000
Refinance52445.8%6.990%+0.50 pts$4,370$235,000
Cash-out refinance504014.0%7.125%+0.78 pts$5,540$215,000

*Conventional loans only; medians with at least 20 loans.

Ohio counties where Primelending, a Plainscapital Company ranks in the top 25

CountyRankLoansMarket share
Preble County113822.0%
Lawrence County4336.2%
Montgomery County82242.9%
Clark County8613.1%
Greene County11692.5%
Darke County11111.7%
Warren County12942.0%
Champaign County2061.3%
Miami County21221.2%
Butler County24621.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology