Lender in South Carolina · HMDA 2025
Primelending, a Plainscapital Company mortgages in South Carolina
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 1,293 owner-occupied single-family loans in South Carolina from 1,445 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $6,320 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
1,293
of 1,445 applications
Denial rate
2.3%
Purchase · SC 8.8%
Rate spread
+0.09 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,288 | 1,168 | 2.3% | 6.490% | +0.09 pts | $6,320 | $295,000 |
| Refinance | 92 | 78 | 12.0% | 6.625% | +0.08 pts | $5,810 | $325,000 |
| Cash-out refinance | 65 | 47 | 15.4% | 6.625% | +0.27 pts | $6,720 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenville County | 3 | 448 | 4.9% |
| Anderson County | 3 | 157 | 4.7% |
| Colleton County | 4 | 17 | 5.3% |
| Pickens County | 5 | 56 | 3.2% |
| Hampton County | 5 | 5 | 4.6% |
| Spartanburg County | 7 | 191 | 2.5% |
| Laurens County | 8 | 26 | 2.3% |
| Cherokee County | 9 | 16 | 2.9% |
| Orangeburg County | 10 | 16 | 2.3% |
| Union County | 14 | 3 | 1.1% |
| Calhoun County | 14 | 2 | 1.6% |
| Oconee County | 15 | 12 | 1.1% |
| Saluda County | 17 | 2 | 1.5% |
| Clarendon County | 18 | 4 | 1.6% |
| Dorchester County | 21 | 38 | 1.0% |
| Abbeville County | 23 | 2 | 1.0% |
| Barnwell County | 24 | 1 | 0.9% |
- Primelending, a Plainscapital Company nationwide
- South Carolina mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology