Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Texas · HMDA 2025

Primelending, a Plainscapital Company mortgages in Texas

Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.

Primelending, a Plainscapital Company originated 5,478 owner-occupied single-family loans in Texas from 6,491 completed applications, making it the state's #13 lender by volume.

Its median conventional purchase loan costs were $7,950 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.49% (Texas: 6.50%).

Loans in TX
5,478
of 6,491 applications
Denial rate
4.9%
Purchase · TX 10.2%
Rate spread
−0.09 pts
Conv. · TX +0.09 pts
Loan amount
$375,000
Purchase · TX $315,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5,9935,1084.9%6.490%−0.09 pts$7,950$375,000
Refinance33925616.8%6.625%+0.08 pts$6,900$405,000
Cash-out refinance15911422.0%6.990%+0.66 pts$8,240$325,000

*Conventional loans only; medians with at least 20 loans.

Texas counties where Primelending, a Plainscapital Company ranks in the top 25

Showing the 30 counties where it ranks highest, of 93.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology