Lender in New York · HMDA 2025
Primelending, a Plainscapital Company mortgages in New York
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 1,082 owner-occupied single-family loans in New York from 1,237 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $5,550 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.875% (New York: 6.50%).
Loans in NY
1,082
of 1,237 applications
Denial rate
4.6%
Purchase · NY 9.5%
Rate spread
+0.38 pts
Conv. · NY +0.07 pts
Loan amount
$245,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,151 | 1,014 | 4.6% | 6.875% | +0.38 pts | $5,550 | $245,000 |
| Refinance | 47 | 35 | 17.0% | — | +0.16 pts | $4,450 | $285,000 |
| Cash-out refinance | 39 | 33 | 10.3% | 6.990% | +0.46 pts | $6,300 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orleans County | 4 | 18 | 5.2% |
| Livingston County | 5 | 35 | 7.3% |
| Seneca County | 5 | 11 | 5.0% |
| Monroe County | 6 | 361 | 4.9% |
| Ontario County | 6 | 56 | 5.3% |
| Wayne County | 6 | 53 | 5.9% |
| Dutchess County | 7 | 94 | 3.8% |
| Yates County | 7 | 8 | 4.6% |
| Genesee County | 9 | 18 | 3.8% |
| Ulster County | 10 | 44 | 3.0% |
| Steuben County | 10 | 22 | 2.9% |
| Orange County | 11 | 81 | 2.3% |
| Greene County | 11 | 7 | 1.9% |
| Hamilton County | 11 | 1 | 2.3% |
| Oswego County | 13 | 23 | 2.2% |
| Cayuga County | 14 | 10 | 1.8% |
| Chautauqua County | 14 | 9 | 1.1% |
| Madison County | 15 | 13 | 2.2% |
| Putnam County | 15 | 13 | 1.2% |
| Sullivan County | 15 | 10 | 1.6% |
| Columbia County | 17 | 7 | 1.4% |
| Lewis County | 17 | 2 | 1.0% |
| Allegany County | 18 | 2 | 0.7% |
| Cortland County | 20 | 3 | 1.0% |
| Onondaga County | 21 | 54 | 1.3% |
| Schoharie County | 24 | 2 | 0.8% |
- Primelending, a Plainscapital Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology