Lender in Florida · HMDA 2025
Primelending, a Plainscapital Company mortgages in Florida
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 731 owner-occupied single-family loans in Florida from 857 completed applications.
Its median conventional purchase loan costs were $6,360 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
731
of 857 applications
Denial rate
7.2%
Purchase · FL 12.8%
Rate spread
+0.16 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 780 | 683 | 7.2% | 6.625% | +0.16 pts | $6,360 | $325,000 |
| Refinance | 33 | 20 | 24.2% | — | — | — | $375,000 |
| Cash-out refinance | 44 | 28 | 25.0% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 15 | 131 | 1.6% |
| Okaloosa County | 16 | 54 | 1.4% |
| Madison County | 17 | 1 | 1.2% |
| Sumter County | 20 | 24 | 0.7% |
| Santa Rosa County | 23 | 37 | 0.9% |
| Martin County | 24 | 17 | 0.8% |
| Walton County | 24 | 14 | 0.8% |
- Primelending, a Plainscapital Company nationwide
- Florida mortgage market
- Primelending, a Plainscapital Company in Texas
- Primelending, a Plainscapital Company in South Carolina
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- Primelending, a Plainscapital Company in New York
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- Primelending, a Plainscapital Company in California
- Primelending, a Plainscapital Company in Pennsylvania
- Primelending, a Plainscapital Company in Illinois
- Primelending, a Plainscapital Company in Washington
- Primelending, a Plainscapital Company in Arizona
- Primelending, a Plainscapital Company in Kansas
- Primelending, a Plainscapital Company in Georgia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology