Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Georgia · HMDA 2025

Primelending, a Plainscapital Company mortgages in Georgia

Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.

Primelending, a Plainscapital Company originated 362 owner-occupied single-family loans in Georgia from 450 completed applications.

Its median conventional purchase loan costs were $7,010 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).

Loans in GA
362
of 450 applications
Denial rate
7.5%
Purchase · GA 9.9%
Rate spread
+0.19 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4023317.5%6.625%+0.19 pts$7,010$305,000
Refinance241333.3%————
Cash-out refinance241812.5%————

*Conventional loans only; medians with at least 20 loans.

Georgia counties where Primelending, a Plainscapital Company ranks in the top 25

CountyRankLoansMarket share
Whitfield County5444.3%
Banks County693.1%
Johnson County811.9%
Dade County1052.3%
Jasper County1272.0%
Jeff Davis County1211.2%
Murray County1761.6%
Walker County19131.2%
Catoosa County21121.1%
Towns County2121.1%
Toombs County2310.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology