Lender in Illinois · HMDA 2025
Primelending, a Plainscapital Company mortgages in Illinois
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 540 owner-occupied single-family loans in Illinois from 626 completed applications.
Its median conventional purchase loan costs were $3,930 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
540
of 626 applications
Denial rate
3.0%
Purchase · IL 9.2%
Rate spread
+0.36 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 539 | 474 | 3.0% | 6.750% | +0.36 pts | $3,930 | $255,000 |
| Refinance | 62 | 45 | 19.4% | 6.875% | +0.20 pts | $3,030 | $285,000 |
| Cash-out refinance | 25 | 21 | 12.0% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kankakee County | 2 | 113 | 8.7% |
| Iroquois County | 4 | 13 | 5.1% |
| Piatt County | 5 | 13 | 4.4% |
| Champaign County | 7 | 76 | 3.7% |
| St. Clair County | 12 | 73 | 2.0% |
| Douglas County | 14 | 4 | 1.8% |
| Bond County | 16 | 2 | 1.1% |
| Shelby County | 16 | 2 | 1.4% |
| Clinton County | 18 | 5 | 1.2% |
| Coles County | 18 | 3 | 0.8% |
| Monroe County | 22 | 5 | 0.9% |
| Warren County | 22 | 1 | 0.8% |
| Perry County | 23 | 1 | 0.9% |
- Primelending, a Plainscapital Company nationwide
- Illinois mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology