Lender in North Carolina · HMDA 2025
Primelending, a Plainscapital Company mortgages in North Carolina
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 322 owner-occupied single-family loans in North Carolina from 366 completed applications.
Its median conventional purchase loan costs were $5,720 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
322
of 366 applications
Denial rate
2.3%
Purchase · NC 7.6%
Rate spread
+0.10 pts
Conv. · NC +0.04 pts
Loan amount
$345,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 309 | 275 | 2.3% | 6.500% | +0.10 pts | $5,720 | $345,000 |
| Refinance | 39 | 34 | 5.1% | — | −0.02 pts | $4,520 | $375,000 |
| Cash-out refinance | 18 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ashe County | 20 | 2 | 0.8% |
| Polk County | 22 | 2 | 0.9% |
| Transylvania County | 23 | 3 | 1.0% |
- Primelending, a Plainscapital Company nationwide
- North Carolina mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology