Lender in Florida · HMDA 2025
Regions Bank mortgages in Florida
Regions Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Regions Bank originated 1,863 owner-occupied single-family loans in Florida from 2,654 completed applications.
Its median conventional purchase loan costs were $7,300 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
1,863
of 2,654 applications
Denial rate
14.5%
Purchase · FL 12.8%
Rate spread
+0.04 pts
Conv. · FL +0.14 pts
Loan amount
$415,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,748 | 1,353 | 14.5% | 6.500% | +0.04 pts | $7,300 | $415,000 |
| Refinance | 562 | 303 | 37.4% | 6.500% | +0.71 pts | $0 | $105,000 |
| Cash-out refinance | 344 | 207 | 33.4% | 6.750% | +0.15 pts | $6,390 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Regions Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 5 | 11 | 3.9% |
| Walton County | 6 | 35 | 2.1% |
| Calhoun County | 6 | 3 | 4.0% |
| Jackson County | 10 | 7 | 2.4% |
| Citrus County | 12 | 51 | 1.7% |
| Gulf County | 12 | 3 | 1.7% |
| Bay County | 13 | 63 | 1.9% |
| Pinellas County | 14 | 126 | 1.2% |
| Nassau County | 14 | 28 | 1.6% |
| Miami-Dade County | 16 | 169 | 0.9% |
| Escambia County | 16 | 62 | 1.4% |
| Liberty County | 16 | 1 | 2.9% |
| Hillsborough County | 18 | 180 | 1.0% |
| Santa Rosa County | 18 | 57 | 1.3% |
| Marion County | 22 | 77 | 0.9% |
| Manatee County | 22 | 73 | 0.9% |
| Leon County | 23 | 26 | 0.9% |
| Gadsden County | 23 | 3 | 1.1% |
| St. Johns County | 24 | 68 | 0.9% |
- Regions Bank nationwide
- Florida mortgage market
- Regions Bank in Alabama
- Regions Bank in Tennessee
- Regions Bank in Georgia
- Regions Bank in Mississippi
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology