Lender in Alabama · HMDA 2025
Regions Bank mortgages in Alabama
Regions Bank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Regions Bank originated 1,674 owner-occupied single-family loans in Alabama from 2,441 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $3,900 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
1,674
of 2,441 applications
Denial rate
11.8%
Purchase · AL 9.1%
Rate spread
+0.11 pts
Conv. · AL +0.17 pts
Loan amount
$255,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,285 | 993 | 11.8% | 6.625% | +0.11 pts | $3,900 | $255,000 |
| Refinance | 835 | 483 | 33.8% | 6.500% | +1.03 pts | $0 | $105,000 |
| Cash-out refinance | 321 | 198 | 33.0% | 6.875% | +0.39 pts | $3,980 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Regions Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 51.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 1 | 3 | 21.4% |
| Lawrence County | 2 | 19 | 5.7% |
| Conecuh County | 2 | 5 | 9.6% |
| Wilcox County | 2 | 4 | 11.4% |
| Jefferson County | 4 | 365 | 4.7% |
| Fayette County | 4 | 10 | 6.1% |
| Monroe County | 4 | 8 | 6.1% |
| Choctaw County | 4 | 3 | 6.8% |
| Washington County | 5 | 5 | 4.3% |
| Clay County | 5 | 4 | 4.8% |
| Shelby County | 6 | 157 | 3.8% |
| Chilton County | 6 | 20 | 4.2% |
| Escambia County | 6 | 10 | 3.6% |
| Clarke County | 6 | 6 | 3.8% |
| Baldwin County | 7 | 133 | 2.6% |
| Tuscaloosa County | 7 | 88 | 3.5% |
| Colbert County | 7 | 25 | 2.7% |
| Mobile County | 8 | 136 | 2.9% |
| Sumter County | 8 | 2 | 5.0% |
| St. Clair County | 9 | 41 | 2.5% |
| Lauderdale County | 9 | 35 | 2.6% |
| DeKalb County | 9 | 20 | 2.9% |
| Blount County | 9 | 16 | 2.3% |
| Marengo County | 9 | 3 | 2.8% |
| Morgan County | 10 | 44 | 2.5% |
| Bibb County | 10 | 4 | 2.8% |
| Montgomery County | 11 | 63 | 2.5% |
| Walker County | 11 | 9 | 1.7% |
| Lowndes County | 11 | 2 | 4.8% |
| Etowah County | 12 | 37 | 3.0% |
- Regions Bank nationwide
- Alabama mortgage market
- Regions Bank in Florida
- Regions Bank in Tennessee
- Regions Bank in Georgia
- Regions Bank in Mississippi
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology