Lender in North Carolina · HMDA 2025
Regions Bank mortgages in North Carolina
Regions Bank's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Regions Bank originated 324 owner-occupied single-family loans in North Carolina from 426 completed applications.
Its median conventional purchase loan costs were $5,410 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
324
of 426 applications
Denial rate
10.4%
Purchase · NC 7.6%
Rate spread
+0.10 pts
Conv. · NC +0.04 pts
Loan amount
$455,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 356 | 269 | 10.4% | 6.625% | +0.10 pts | $5,410 | $455,000 |
| Refinance | 36 | 31 | 8.3% | — | +0.01 pts | $4,320 | $825,000 |
| Cash-out refinance | 34 | 24 | 26.5% | — | — | — | $465,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Regions Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Graham County | 21 | 1 | 1.7% |
| Mecklenburg County | 22 | 151 | 0.9% |
- Regions Bank nationwide
- North Carolina mortgage market
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- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology