Lender in Georgia · HMDA 2025
Regions Bank mortgages in Georgia
Regions Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Regions Bank originated 1,182 owner-occupied single-family loans in Georgia from 1,637 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $6,510 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
1,182
of 1,637 applications
Denial rate
13.5%
Purchase · GA 9.9%
Rate spread
+0.07 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,067 | 813 | 13.5% | 6.500% | +0.07 pts | $6,510 | $325,000 |
| Refinance | 326 | 209 | 29.1% | 6.375% | +0.67 pts | $0 | $145,000 |
| Cash-out refinance | 244 | 160 | 28.3% | 6.750% | +0.28 pts | $5,240 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Regions Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clarke County | 3 | 55 | 5.7% |
| Jenkins County | 3 | 3 | 7.9% |
| Banks County | 4 | 12 | 4.2% |
| Burke County | 4 | 9 | 5.4% |
| Oglethorpe County | 4 | 8 | 3.8% |
| Wilkes County | 4 | 6 | 7.1% |
| Oconee County | 5 | 30 | 4.7% |
| Morgan County | 7 | 11 | 3.4% |
| Rabun County | 7 | 5 | 2.7% |
| Gilmer County | 9 | 9 | 1.9% |
| Madison County | 9 | 8 | 2.2% |
| Floyd County | 10 | 23 | 1.9% |
| Chattooga County | 10 | 5 | 2.4% |
| Barrow County | 11 | 43 | 2.0% |
| Walton County | 11 | 35 | 1.9% |
| Gordon County | 11 | 22 | 2.5% |
| Murray County | 11 | 8 | 2.1% |
| Jefferson County | 11 | 3 | 3.0% |
| Candler County | 11 | 2 | 2.5% |
| Terrell County | 11 | 2 | 2.9% |
| Hall County | 12 | 57 | 1.9% |
| Clay County | 12 | 1 | 6.3% |
| Pickens County | 13 | 12 | 1.8% |
| Bartow County | 17 | 29 | 1.4% |
| Whitfield County | 17 | 18 | 1.8% |
| White County | 17 | 5 | 1.3% |
| Jackson County | 19 | 29 | 1.3% |
| Polk County | 19 | 7 | 1.3% |
| Hancock County | 19 | 1 | 3.9% |
| Catoosa County | 20 | 13 | 1.2% |
- Regions Bank nationwide
- Georgia mortgage market
- Regions Bank in Florida
- Regions Bank in Alabama
- Regions Bank in Tennessee
- Regions Bank in Mississippi
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology