Lender in Illinois · HMDA 2025
Regions Bank mortgages in Illinois
Regions Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Regions Bank originated 357 owner-occupied single-family loans in Illinois from 525 completed applications.
Its median conventional purchase loan costs were $2,890 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
357
of 525 applications
Denial rate
14.7%
Purchase · IL 9.2%
Rate spread
+0.41 pts
Conv. · IL +0.27 pts
Loan amount
$145,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 241 | 14.7% | 6.750% | +0.41 pts | $2,890 | $145,000 |
| Refinance | 154 | 86 | 35.7% | — | +1.03 pts | $0 | $85,000 |
| Cash-out refinance | 58 | 30 | 36.2% | — | — | — | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Regions Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Christian County | 4 | 18 | 5.0% |
| Perry County | 4 | 7 | 5.9% |
| Crawford County | 4 | 6 | 6.7% |
| Macon County | 6 | 56 | 4.4% |
| Washington County | 6 | 6 | 5.0% |
| Jackson County | 8 | 12 | 3.6% |
| Massac County | 8 | 4 | 2.7% |
| Moultrie County | 10 | 4 | 2.8% |
| Madison County | 13 | 89 | 2.2% |
| Marion County | 14 | 6 | 1.8% |
| Shelby County | 15 | 3 | 2.0% |
| Lawrence County | 16 | 2 | 2.2% |
| Pope County | 16 | 1 | 3.1% |
| St. Clair County | 17 | 53 | 1.4% |
| Randolph County | 17 | 3 | 1.1% |
| Williamson County | 20 | 8 | 1.1% |
| Logan County | 20 | 4 | 1.1% |
| Clark County | 20 | 2 | 1.6% |
| Schuyler County | 23 | 1 | 1.8% |
| Jersey County | 24 | 3 | 1.0% |
| Clinton County | 25 | 4 | 0.9% |
- Regions Bank nationwide
- Illinois mortgage market
- Regions Bank in Florida
- Regions Bank in Alabama
- Regions Bank in Tennessee
- Regions Bank in Georgia
- Regions Bank in Mississippi
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology