Lender in Tennessee · HMDA 2025
Regions Bank mortgages in Tennessee
Regions Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Regions Bank originated 1,349 owner-occupied single-family loans in Tennessee from 1,943 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $4,320 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
1,349
of 1,943 applications
Denial rate
13.3%
Purchase · TN 7.7%
Rate spread
+0.10 pts
Conv. · TN +0.11 pts
Loan amount
$305,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 945 | 726 | 13.3% | 6.625% | +0.10 pts | $4,320 | $305,000 |
| Refinance | 645 | 400 | 30.4% | 6.500% | +0.77 pts | $0 | $125,000 |
| Cash-out refinance | 353 | 223 | 32.3% | 6.750% | +0.26 pts | $3,810 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Regions Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gibson County | 2 | 49 | 6.9% |
| Lake County | 4 | 3 | 6.1% |
| Madison County | 6 | 41 | 3.5% |
| Dyer County | 6 | 15 | 3.8% |
| Lauderdale County | 6 | 10 | 4.8% |
| Henderson County | 7 | 10 | 3.5% |
| Haywood County | 7 | 7 | 4.5% |
| Henry County | 8 | 18 | 4.2% |
| Chester County | 8 | 9 | 4.0% |
| Stewart County | 8 | 7 | 3.2% |
| Lewis County | 8 | 5 | 2.4% |
| DeKalb County | 9 | 10 | 2.8% |
| Humphreys County | 9 | 8 | 2.5% |
| Cumberland County | 10 | 19 | 2.1% |
| McNairy County | 10 | 10 | 3.3% |
| Carroll County | 11 | 7 | 1.9% |
| Crockett County | 11 | 5 | 2.8% |
| Franklin County | 13 | 11 | 1.6% |
| Grundy County | 13 | 3 | 1.9% |
| Williamson County | 14 | 84 | 1.7% |
| Warren County | 14 | 10 | 1.8% |
| Benton County | 14 | 4 | 1.7% |
| Maury County | 15 | 35 | 1.5% |
| Carter County | 15 | 12 | 1.9% |
| Obion County | 15 | 5 | 1.6% |
| Shelby County | 16 | 136 | 1.6% |
| Bradley County | 16 | 28 | 1.7% |
| Hardin County | 16 | 4 | 1.2% |
| Davidson County | 17 | 163 | 1.6% |
| Hamilton County | 18 | 90 | 1.6% |
- Regions Bank nationwide
- Tennessee mortgage market
- Regions Bank in Florida
- Regions Bank in Alabama
- Regions Bank in Georgia
- Regions Bank in Mississippi
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology