Lender in Mississippi · HMDA 2025
Regions Bank mortgages in Mississippi
Regions Bank's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Regions Bank originated 602 owner-occupied single-family loans in Mississippi from 972 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $4,060 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.625% (Mississippi: 6.625%).
Loans in MS
602
of 972 applications
Denial rate
17.6%
Purchase · MS 11.3%
Rate spread
+0.20 pts
Conv. · MS +0.26 pts
Loan amount
$215,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 499 | 371 | 17.6% | 6.625% | +0.20 pts | $4,060 | $215,000 |
| Refinance | 320 | 159 | 42.5% | — | +1.08 pts | $0 | $75,000 |
| Cash-out refinance | 153 | 72 | 47.1% | 6.875% | +0.34 pts | $4,910 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Regions Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 57.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tallahatchie County | 1 | 5 | 12.5% |
| Lawrence County | 3 | 8 | 9.9% |
| Washington County | 5 | 10 | 4.4% |
| Yalobusha County | 5 | 5 | 4.5% |
| Lee County | 6 | 33 | 3.6% |
| Jones County | 6 | 16 | 3.0% |
| Panola County | 6 | 14 | 5.4% |
| Grenada County | 6 | 6 | 3.8% |
| Franklin County | 6 | 3 | 7.5% |
| Montgomery County | 6 | 3 | 5.7% |
| Pike County | 7 | 11 | 4.6% |
| Adams County | 7 | 6 | 3.1% |
| Tippah County | 7 | 6 | 5.7% |
| Yazoo County | 7 | 5 | 3.6% |
| Hinds County | 8 | 55 | 3.5% |
| Lamar County | 8 | 30 | 3.4% |
| Neshoba County | 8 | 5 | 2.9% |
| Covington County | 8 | 4 | 3.6% |
| Lowndes County | 9 | 19 | 3.2% |
| Lauderdale County | 9 | 18 | 3.2% |
| Lincoln County | 9 | 6 | 2.9% |
| Clarke County | 9 | 5 | 4.0% |
| Copiah County | 9 | 5 | 3.6% |
| Amite County | 9 | 2 | 3.3% |
| Newton County | 10 | 5 | 3.5% |
| Jefferson County | 10 | 1 | 7.1% |
| Hancock County | 11 | 14 | 2.2% |
| Alcorn County | 11 | 6 | 2.2% |
| Pontotoc County | 11 | 5 | 2.0% |
| Clay County | 11 | 3 | 2.6% |
- Regions Bank nationwide
- Mississippi mortgage market
- Regions Bank in Florida
- Regions Bank in Alabama
- Regions Bank in Tennessee
- Regions Bank in Georgia
- Regions Bank in Texas
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology