Lender in South Carolina · HMDA 2025
Regions Bank mortgages in South Carolina
Regions Bank's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Regions Bank originated 267 owner-occupied single-family loans in South Carolina from 347 completed applications.
Its median conventional purchase loan costs were $4,900 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.50% (South Carolina: 6.624%).
Loans in SC
267
of 347 applications
Denial rate
11.6%
Purchase · SC 8.8%
Rate spread
+0.05 pts
Conv. · SC +0.12 pts
Loan amount
$285,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 215 | 11.6% | 6.500% | +0.05 pts | $4,900 | $285,000 |
| Refinance | 22 | 15 | 27.3% | — | — | — | — |
| Cash-out refinance | 49 | 37 | 20.4% | — | +0.28 pts | $4,520 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Regions Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Barnwell County | 9 | 3 | 2.8% |
| Edgefield County | 18 | 8 | 1.8% |
| Aiken County | 21 | 35 | 1.1% |
- Regions Bank nationwide
- South Carolina mortgage market
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- Regions Bank in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology