Lender in Massachusetts · HMDA 2025
Rocket Mortgage, LLC mortgages in Massachusetts
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Rocket Mortgage, LLC originated 4,132 owner-occupied single-family loans in Massachusetts from 5,214 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,730 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
4,132
of 5,214 applications
Denial rate
13.4%
Purchase · MA 6.3%
Rate spread
+0.12 pts
Conv. · MA +0.02 pts
Loan amount
$485,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,831 | 1,569 | 13.4% | 6.625% | +0.12 pts | $5,730 | $485,000 |
| Refinance | 1,499 | 1,174 | 16.4% | 6.250% | −0.06 pts | $5,490 | $445,000 |
| Cash-out refinance | 1,884 | 1,389 | 24.2% | 6.750% | +0.44 pts | $8,840 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Worcester County | 1 | 785 | 7.5% |
| Norfolk County | 2 | 465 | 6.1% |
| Plymouth County | 2 | 425 | 6.5% |
| Barnstable County | 2 | 173 | 7.3% |
| Bristol County | 3 | 346 | 5.7% |
| Hampden County | 3 | 294 | 6.0% |
| Franklin County | 3 | 46 | 7.0% |
| Middlesex County | 4 | 813 | 5.1% |
| Suffolk County | 4 | 231 | 4.3% |
| Essex County | 5 | 411 | 5.1% |
| Berkshire County | 5 | 79 | 6.1% |
| Hampshire County | 5 | 60 | 4.8% |
| Nantucket County | 8 | 2 | 3.1% |
| Dukes County | 14 | 2 | 1.5% |
- Rocket Mortgage, LLC nationwide
- Massachusetts mortgage market
- Rocket Mortgage, LLC in California
- Rocket Mortgage, LLC in Texas
- Rocket Mortgage, LLC in Florida
- Rocket Mortgage, LLC in Michigan
- Rocket Mortgage, LLC in Georgia
- Rocket Mortgage, LLC in North Carolina
- Rocket Mortgage, LLC in Ohio
- Rocket Mortgage, LLC in Pennsylvania
- Rocket Mortgage, LLC in Virginia
- Rocket Mortgage, LLC in New York
- Rocket Mortgage, LLC in Illinois
- Rocket Mortgage, LLC in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology