Lender in Rhode Island · HMDA 2025
Rocket Mortgage, LLC mortgages in Rhode Island
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
Rocket Mortgage, LLC originated 610 owner-occupied single-family loans in Rhode Island from 817 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,420 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.625% (Rhode Island: 6.625%).
Loans in RI
610
of 817 applications
Denial rate
14.0%
Purchase · RI 6.6%
Rate spread
+0.29 pts
Conv. · RI +0.16 pts
Loan amount
$395,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 186 | 158 | 14.0% | 6.625% | +0.29 pts | $6,420 | $395,000 |
| Refinance | 213 | 157 | 19.7% | 5.990% | −0.10 pts | $6,200 | $365,000 |
| Cash-out refinance | 418 | 295 | 28.2% | 6.750% | +0.49 pts | $8,450 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 1 | 79 | 6.1% |
| Kent County | 2 | 127 | 5.0% |
| Bristol County | 3 | 31 | 6.1% |
| Providence County | 4 | 337 | 4.9% |
| Newport County | 4 | 36 | 4.9% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology