Lender in Utah · HMDA 2025
Rocket Mortgage, LLC mortgages in Utah
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Rocket Mortgage, LLC originated 3,143 owner-occupied single-family loans in Utah from 3,846 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $5,540 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.50% (Utah: 6.50%).
Loans in UT
3,143
of 3,846 applications
Denial rate
9.3%
Purchase · UT 6.5%
Rate spread
+0.05 pts
Conv. · UT +0.05 pts
Loan amount
$445,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,588 | 1,423 | 9.3% | 6.500% | +0.05 pts | $5,540 | $445,000 |
| Refinance | 1,148 | 908 | 17.3% | 6.375% | −0.02 pts | $4,070 | $455,000 |
| Cash-out refinance | 1,110 | 812 | 24.6% | 6.750% | +0.36 pts | $8,620 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Beaver County | 1 | 16 | 16.5% |
| Salt Lake County | 2 | 1,068 | 7.2% |
| Davis County | 2 | 356 | 6.9% |
| Carbon County | 2 | 33 | 9.9% |
| Millard County | 2 | 17 | 11.0% |
| Juab County | 2 | 15 | 7.6% |
| Garfield County | 2 | 10 | 14.9% |
| Kane County | 2 | 10 | 8.8% |
| San Juan County | 2 | 10 | 14.3% |
| Rich County | 2 | 6 | 13.3% |
| Utah County | 3 | 639 | 5.3% |
| Tooele County | 3 | 107 | 5.8% |
| Summit County | 3 | 38 | 5.9% |
| Sanpete County | 3 | 27 | 6.4% |
| Duchesne County | 3 | 18 | 8.1% |
| Emery County | 3 | 10 | 9.6% |
| Grand County | 3 | 5 | 7.2% |
| Piute County | 3 | 2 | 11.8% |
| Daggett County | 3 | 1 | 12.5% |
| Weber County | 4 | 286 | 5.9% |
| Sevier County | 4 | 25 | 8.0% |
| Box Elder County | 5 | 64 | 5.4% |
| Wasatch County | 5 | 32 | 4.5% |
| Uintah County | 5 | 25 | 4.8% |
| Morgan County | 5 | 8 | 3.4% |
| Wayne County | 5 | 2 | 8.3% |
| Iron County | 6 | 59 | 5.2% |
| Cache County | 7 | 89 | 4.7% |
| Washington County | 8 | 165 | 4.4% |
- Rocket Mortgage, LLC nationwide
- Utah mortgage market
- Rocket Mortgage, LLC in California
- Rocket Mortgage, LLC in Texas
- Rocket Mortgage, LLC in Florida
- Rocket Mortgage, LLC in Michigan
- Rocket Mortgage, LLC in Georgia
- Rocket Mortgage, LLC in North Carolina
- Rocket Mortgage, LLC in Ohio
- Rocket Mortgage, LLC in Pennsylvania
- Rocket Mortgage, LLC in Virginia
- Rocket Mortgage, LLC in New York
- Rocket Mortgage, LLC in Illinois
- Rocket Mortgage, LLC in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology