Lender in Vermont · HMDA 2025
Rocket Mortgage, LLC mortgages in Vermont
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Vermont, compared with all lenders in the state.
Rocket Mortgage, LLC originated 489 owner-occupied single-family loans in Vermont from 666 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $6,990 versus $4,860 for all Vermont lenders, at a median 30-year fixed rate of 6.75% (Vermont: 6.50%).
Loans in VT
489
of 666 applications
Denial rate
18.0%
Purchase · VT 6.9%
Rate spread
+0.46 pts
Conv. · VT +0.00 pts
Loan amount
$275,000
Purchase · VT $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 194 | 157 | 18.0% | 6.750% | +0.46 pts | $6,990 | $275,000 |
| Refinance | 169 | 125 | 21.3% | 6.125% | −0.02 pts | $5,700 | $285,000 |
| Cash-out refinance | 303 | 207 | 28.7% | 6.875% | +0.56 pts | $7,680 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Vermont counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rutland County | 1 | 78 | 16.8% |
| Bennington County | 1 | 35 | 15.6% |
| Essex County | 1 | 10 | 16.4% |
| Windham County | 2 | 38 | 10.7% |
| Orange County | 2 | 26 | 9.9% |
| Grand Isle County | 2 | 9 | 10.3% |
| Windsor County | 3 | 63 | 10.3% |
| Washington County | 3 | 56 | 8.3% |
| Orleans County | 3 | 28 | 9.6% |
| Caledonia County | 3 | 21 | 7.6% |
| Franklin County | 4 | 44 | 6.5% |
| Lamoille County | 6 | 12 | 4.9% |
| Addison County | 6 | 11 | 4.1% |
| Chittenden County | 7 | 58 | 3.3% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology