Lender in Kentucky · HMDA 2025
The Loan Store, Inc. mortgages in Kentucky
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
The Loan Store, Inc. originated 314 owner-occupied single-family loans in Kentucky from 357 completed applications.
Its median conventional purchase loan costs were $4,410 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.50% (Kentucky: 6.625%).
Loans in KY
314
of 357 applications
Denial rate
5.4%
Purchase · KY 8.2%
Rate spread
+0.23 pts
Conv. · KY +0.21 pts
Loan amount
$305,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 314 | 275 | 5.4% | 6.500% | +0.23 pts | $4,410 | $305,000 |
| Refinance | 26 | 23 | 11.5% | — | — | — | $305,000 |
| Cash-out refinance | 17 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wolfe County | 3 | 1 | 4.3% |
| Oldham County | 10 | 24 | 2.0% |
| Spencer County | 10 | 7 | 2.0% |
| Casey County | 13 | 1 | 1.4% |
| Webster County | 14 | 1 | 1.2% |
| Butler County | 16 | 1 | 0.7% |
| Johnson County | 16 | 1 | 0.6% |
| Jefferson County | 17 | 166 | 1.5% |
| Ballard County | 18 | 1 | 1.2% |
| Gallatin County | 18 | 1 | 1.2% |
| Trimble County | 19 | 1 | 1.1% |
| Owen County | 24 | 1 | 0.7% |
| Anderson County | 25 | 3 | 0.8% |
- The Loan Store, Inc. nationwide
- Kentucky mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology