Lender in Virginia · HMDA 2025
The Loan Store, Inc. mortgages in Virginia
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
The Loan Store, Inc. originated 238 owner-occupied single-family loans in Virginia from 275 completed applications.
Its median conventional purchase loan costs were $7,690 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.49% (Virginia: 6.625%).
Loans in VA
238
of 275 applications
Denial rate
6.4%
Purchase · VA 6.9%
Rate spread
+0.31 pts
Conv. · VA +0.10 pts
Loan amount
$425,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 233 | 205 | 6.4% | 6.490% | +0.31 pts | $7,690 | $425,000 |
| Refinance | 21 | 13 | 14.3% | — | — | — | — |
| Cash-out refinance | 21 | 20 | 4.8% | — | — | — | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rappahannock County | 16 | 1 | 1.2% |
| Wise County | 22 | 1 | 0.6% |
| Radford city | 25 | 1 | 0.6% |
- The Loan Store, Inc. nationwide
- Virginia mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology