Lender in Georgia · HMDA 2025
Union Home Mortgage Corp. mortgages in Georgia
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Union Home Mortgage Corp. originated 696 owner-occupied single-family loans in Georgia from 782 completed applications.
Its median conventional purchase loan costs were $6,240 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
696
of 782 applications
Denial rate
7.9%
Purchase · GA 9.9%
Rate spread
+0.25 pts
Conv. · GA +0.13 pts
Loan amount
$305,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 569 | 514 | 7.9% | 6.625% | +0.25 pts | $6,240 | $305,000 |
| Refinance | 154 | 134 | 9.1% | 6.375% | −0.03 pts | $6,890 | $325,000 |
| Cash-out refinance | 59 | 48 | 17.0% | 6.625% | +0.33 pts | $6,300 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Walker County | 2 | 64 | 5.9% |
| Chattooga County | 3 | 10 | 4.8% |
| Floyd County | 4 | 51 | 4.2% |
| Webster County | 4 | 1 | 11.1% |
| Catoosa County | 6 | 52 | 4.7% |
| Montgomery County | 6 | 2 | 4.2% |
| Fannin County | 8 | 8 | 2.5% |
| Laurens County | 9 | 11 | 2.7% |
| Coffee County | 11 | 4 | 2.1% |
| Polk County | 12 | 12 | 2.2% |
| Dade County | 12 | 5 | 2.3% |
| Union County | 13 | 7 | 1.6% |
| Towns County | 13 | 4 | 2.1% |
| Habersham County | 16 | 8 | 1.2% |
| Mitchell County | 16 | 2 | 2.0% |
| Franklin County | 17 | 4 | 1.5% |
| Elbert County | 20 | 2 | 1.3% |
| Barrow County | 21 | 23 | 1.1% |
| Stephens County | 21 | 4 | 1.1% |
| Whitfield County | 25 | 12 | 1.2% |
| Thomas County | 25 | 4 | 0.8% |
| Evans County | 25 | 1 | 1.7% |
- Union Home Mortgage Corp. nationwide
- Georgia mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology