Lender in Virginia · HMDA 2025
Union Home Mortgage Corp. mortgages in Virginia
Union Home Mortgage Corp.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Union Home Mortgage Corp. originated 594 owner-occupied single-family loans in Virginia from 658 completed applications.
Its median conventional purchase loan costs were $6,600 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
594
of 658 applications
Denial rate
9.5%
Purchase · VA 6.9%
Rate spread
+0.22 pts
Conv. · VA +0.10 pts
Loan amount
$375,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 441 | 396 | 9.5% | 6.625% | +0.22 pts | $6,600 | $375,000 |
| Refinance | 182 | 169 | 4.4% | 6.250% | −0.13 pts | $5,520 | $395,000 |
| Cash-out refinance | 35 | 29 | 14.3% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Union Home Mortgage Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wythe County | 4 | 17 | 5.9% |
| Bland County | 4 | 3 | 7.7% |
| Dickenson County | 6 | 2 | 3.8% |
| Carroll County | 10 | 7 | 2.4% |
| Radford city | 11 | 4 | 2.5% |
| Harrisonburg city | 13 | 4 | 1.6% |
| Essex County | 16 | 3 | 1.9% |
| Henry County | 17 | 5 | 1.2% |
| Surry County | 18 | 2 | 1.9% |
| Nottoway County | 19 | 3 | 1.7% |
| Lunenburg County | 19 | 2 | 1.9% |
| Roanoke County | 20 | 21 | 1.4% |
| Bedford County | 21 | 14 | 1.2% |
| Amherst County | 21 | 5 | 1.2% |
| Pulaski County | 21 | 5 | 1.2% |
| Lynchburg city | 22 | 10 | 1.1% |
| Albemarle County | 23 | 15 | 1.0% |
| Rockingham County | 23 | 10 | 1.0% |
| Botetourt County | 23 | 6 | 1.2% |
| Northampton County | 23 | 2 | 1.4% |
| Montgomery County | 25 | 8 | 0.9% |
| Craig County | 25 | 1 | 1.4% |
- Union Home Mortgage Corp. nationwide
- Virginia mortgage market
- Union Home Mortgage Corp. in Ohio
- Union Home Mortgage Corp. in Michigan
- Union Home Mortgage Corp. in Texas
- Union Home Mortgage Corp. in Indiana
- Union Home Mortgage Corp. in Florida
- Union Home Mortgage Corp. in Pennsylvania
- Union Home Mortgage Corp. in North Carolina
- Union Home Mortgage Corp. in Illinois
- Union Home Mortgage Corp. in Tennessee
- Union Home Mortgage Corp. in Kentucky
- Union Home Mortgage Corp. in California
- Union Home Mortgage Corp. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology