Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Colorado · HMDA 2025

Guaranteed Rate Affinity, LLC mortgages in Colorado

Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.

Guaranteed Rate Affinity, LLC originated 472 owner-occupied single-family loans in Colorado from 501 completed applications.

Its median conventional purchase loan costs were $5,660 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.525% (Colorado: 6.50%).

Loans in CO
472
of 501 applications
Denial rate
2.8%
Purchase · CO 6.3%
Rate spread
+0.16 pts
Conv. · CO +0.04 pts
Loan amount
$495,000
Purchase · CO $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3883712.8%6.525%+0.16 pts$5,660$495,000
Refinance92847.6%6.125%+0.05 pts$3,770$525,000
Cash-out refinance211719.1%————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology