Lender in Missouri · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Missouri
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 675 owner-occupied single-family loans in Missouri from 717 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $4,690 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
675
of 717 applications
Denial rate
4.7%
Purchase · MO 6.5%
Rate spread
+0.25 pts
Conv. · MO +0.24 pts
Loan amount
$265,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 593 | 561 | 4.7% | 6.625% | +0.25 pts | $4,690 | $265,000 |
| Refinance | 91 | 86 | 4.4% | 6.425% | +0.10 pts | $3,560 | $325,000 |
| Cash-out refinance | 33 | 28 | 15.2% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis County | 9 | 289 | 2.1% |
| St. Louis city | 10 | 73 | 2.3% |
| St. Charles County | 12 | 171 | 2.2% |
| Jefferson County | 14 | 68 | 1.6% |
| Ste. Genevieve County | 16 | 2 | 0.9% |
| Warren County | 17 | 13 | 1.6% |
| Montgomery County | 18 | 2 | 1.4% |
| Lincoln County | 22 | 17 | 1.4% |
| New Madrid County | 23 | 1 | 0.7% |
- Guaranteed Rate Affinity, LLC nationwide
- Missouri mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology