Lender in Illinois · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Illinois
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 824 owner-occupied single-family loans in Illinois from 903 completed applications.
Its median conventional purchase loan costs were $6,470 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
824
of 903 applications
Denial rate
6.4%
Purchase · IL 9.2%
Rate spread
+0.32 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 746 | 689 | 6.4% | 6.750% | +0.32 pts | $6,470 | $325,000 |
| Refinance | 110 | 102 | 5.5% | 6.375% | +0.11 pts | $2,960 | $385,000 |
| Cash-out refinance | 47 | 33 | 29.8% | 6.875% | +0.36 pts | $3,100 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
- Guaranteed Rate Affinity, LLC nationwide
- Illinois mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology