Lender in Massachusetts · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Massachusetts
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 720 owner-occupied single-family loans in Massachusetts from 750 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $5,740 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.55% (Massachusetts: 6.575%).
Loans in MA
720
of 750 applications
Denial rate
2.2%
Purchase · MA 6.3%
Rate spread
+0.05 pts
Conv. · MA +0.02 pts
Loan amount
$525,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 624 | 606 | 2.2% | 6.550% | +0.05 pts | $5,740 | $525,000 |
| Refinance | 88 | 85 | 2.3% | 6.125% | −0.05 pts | $4,290 | $555,000 |
| Cash-out refinance | 38 | 29 | 23.7% | — | +0.31 pts | $5,630 | $485,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Norfolk County | 13 | 131 | 1.7% |
| Middlesex County | 17 | 189 | 1.2% |
| Plymouth County | 19 | 88 | 1.3% |
| Suffolk County | 19 | 70 | 1.3% |
| Worcester County | 23 | 93 | 0.9% |
- Guaranteed Rate Affinity, LLC nationwide
- Massachusetts mortgage market
- Guaranteed Rate Affinity, LLC in California
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- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology