Lender in New Jersey · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in New Jersey
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 973 owner-occupied single-family loans in New Jersey from 1,007 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $6,310 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
973
of 1,007 applications
Denial rate
2.0%
Purchase · NJ 8.4%
Rate spread
+0.08 pts
Conv. · NJ +0.12 pts
Loan amount
$485,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 846 | 823 | 2.0% | 6.625% | +0.08 pts | $6,310 | $485,000 |
| Refinance | 103 | 96 | 4.9% | 6.125% | −0.08 pts | $4,810 | $585,000 |
| Cash-out refinance | 58 | 54 | 5.2% | 6.750% | +0.23 pts | $6,180 | $485,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hunterdon County | 5 | 64 | 4.0% |
| Union County | 6 | 157 | 3.4% |
| Somerset County | 7 | 97 | 2.5% |
| Warren County | 13 | 28 | 1.8% |
| Morris County | 14 | 92 | 1.5% |
| Middlesex County | 17 | 86 | 1.1% |
| Sussex County | 21 | 20 | 0.8% |
| Essex County | 23 | 68 | 1.1% |
| Bergen County | 24 | 73 | 0.9% |
- Guaranteed Rate Affinity, LLC nationwide
- New Jersey mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology