Lender in Florida · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Florida
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 1,081 owner-occupied single-family loans in Florida from 1,187 completed applications.
Its median conventional purchase loan costs were $6,840 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.60% (Florida: 6.625%).
Loans in FL
1,081
of 1,187 applications
Denial rate
7.5%
Purchase · FL 12.8%
Rate spread
+0.18 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,082 | 995 | 7.5% | 6.600% | +0.18 pts | $6,840 | $345,000 |
| Refinance | 35 | 30 | 8.6% | 6.500% | +0.12 pts | $6,070 | $365,000 |
| Cash-out refinance | 70 | 56 | 18.6% | 6.600% | +0.25 pts | $6,230 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 15 | 1 | 1.6% |
| Madison County | 16 | 1 | 1.2% |
| Sarasota County | 17 | 78 | 1.1% |
| Escambia County | 19 | 58 | 1.3% |
| Santa Rosa County | 22 | 37 | 0.9% |
| Martin County | 22 | 18 | 0.8% |
| Manatee County | 23 | 66 | 0.8% |
| Washington County | 23 | 2 | 0.7% |
- Guaranteed Rate Affinity, LLC nationwide
- Florida mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology