Lender in Ohio · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Ohio
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 585 owner-occupied single-family loans in Ohio from 629 completed applications.
Its median conventional purchase loan costs were $4,750 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
585
of 629 applications
Denial rate
5.0%
Purchase · OH 7.1%
Rate spread
+0.24 pts
Conv. · OH +0.22 pts
Loan amount
$275,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 583 | 550 | 5.0% | 6.750% | +0.24 pts | $4,750 | $275,000 |
| Refinance | 27 | 22 | 18.5% | — | — | — | $345,000 |
| Cash-out refinance | 19 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 13 | 177 | 1.6% |
| Clermont County | 16 | 66 | 1.8% |
| Union County | 19 | 18 | 1.1% |
| Butler County | 23 | 65 | 1.1% |
| Marion County | 25 | 7 | 0.8% |
- Guaranteed Rate Affinity, LLC nationwide
- Ohio mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology