Lender in Texas · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Texas
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 912 owner-occupied single-family loans in Texas from 957 completed applications.
Its median conventional purchase loan costs were $4,140 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.525% (Texas: 6.50%).
Loans in TX
912
of 957 applications
Denial rate
3.4%
Purchase · TX 10.2%
Rate spread
−0.06 pts
Conv. · TX +0.09 pts
Loan amount
$385,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 891 | 856 | 3.4% | 6.525% | −0.06 pts | $4,140 | $385,000 |
| Refinance | 45 | 38 | 15.6% | — | −0.14 pts | $5,340 | $405,000 |
| Cash-out refinance | 21 | 18 | 9.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 17 | 200 | 1.3% |
| Midland County | 21 | 32 | 1.0% |
| Eastland County | 21 | 1 | 0.8% |
| Lee County | 23 | 1 | 0.9% |
- Guaranteed Rate Affinity, LLC nationwide
- Texas mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Minnesota
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology