Lender in Minnesota · HMDA 2025
Guaranteed Rate Affinity, LLC mortgages in Minnesota
Guaranteed Rate Affinity, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Guaranteed Rate Affinity, LLC originated 625 owner-occupied single-family loans in Minnesota from 657 completed applications.
Its median conventional purchase loan costs were $5,560 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
625
of 657 applications
Denial rate
4.0%
Purchase · MN 5.2%
Rate spread
+0.25 pts
Conv. · MN +0.15 pts
Loan amount
$305,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 602 | 578 | 4.0% | 6.625% | +0.25 pts | $5,560 | $305,000 |
| Refinance | 41 | 35 | 14.6% | 6.525% | +0.06 pts | $4,540 | $365,000 |
| Cash-out refinance | 14 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Guaranteed Rate Affinity, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Olmsted County | 13 | 45 | 2.0% |
| Dodge County | 16 | 5 | 1.6% |
| Hennepin County | 21 | 217 | 1.3% |
| Murray County | 22 | 1 | 1.2% |
| Dakota County | 23 | 78 | 1.2% |
| Ramsey County | 23 | 74 | 1.3% |
| Mower County | 23 | 5 | 1.0% |
- Guaranteed Rate Affinity, LLC nationwide
- Minnesota mortgage market
- Guaranteed Rate Affinity, LLC in California
- Guaranteed Rate Affinity, LLC in Pennsylvania
- Guaranteed Rate Affinity, LLC in Florida
- Guaranteed Rate Affinity, LLC in New Jersey
- Guaranteed Rate Affinity, LLC in Texas
- Guaranteed Rate Affinity, LLC in Illinois
- Guaranteed Rate Affinity, LLC in Massachusetts
- Guaranteed Rate Affinity, LLC in Missouri
- Guaranteed Rate Affinity, LLC in Ohio
- Guaranteed Rate Affinity, LLC in Georgia
- Guaranteed Rate Affinity, LLC in Connecticut
- Guaranteed Rate Affinity, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology